The fee covers excellent primary care through home or telemedicine visits, annual wellness exams, well-child exams, sports physicals, school physicals, basic procedures, treatment of acute illness or minor injuries and chronic condition management, all from the comfort of your own home.
Our patients will also have access to discounted labs and special procedures not included in the membership fees.
There is an enrollment fee that varies by plan. See a full list of prices here.
Yes. You can always reserve individual consultations at the non-member rates. If you decide to join, your most recent house call payment can be applied toward your first month’s membership fee.
Modern Mobile Medicine currently provides care for patients of all ages. Our house call model is particularly well suited for families with children to maximize convenience.
We expect to have an open, honest, respectful relationship with you. If you have voiced a complaint that we cannot satisfy together, we will gladly allow you to terminate your membership with 30 days written notice.
If you have paid your membership fees but wish to cancel early, we will refund the unused portion of fees on a prorated basis.
If the value of the services you received over the term of the membership exceeds the amount you paid in membership fees, you will be charged an amount equal to the difference. The value of the services is equal to Modern Mobile Medicine’s usual and customary fee-for-service charges (non-member prices).
Chronic pain management has become a separate medical specialty, and we advise patients with chronic pain to see a Pain Management specialist for state of the art treatment and non-narcotic therapy. Other services like physical therapy, massage therapy and psychotherapy are extremely helpful to help with coping with pain syndromes as well.
Unfortunately, every year thousands of patients die of accidental overdoses from pain medications like oxycodone and hydrocodone. Many other everyday people become dependent or addicted to them, in the growing opioid epidemic that is destroying lives. In addition, the amount of regulation, red tape, and DEA scrutiny of doctors prescribing opiates continues to grow. For these reasons, we avoid prescribing narcotics in general and do not manage chronic opioid use.
Under the Direct Primary Care (DPC) model, the patient (you) receives comprehensive primary health care directly from their DPC physician. The patient pays for this care through a monthly fee, paid directly to Modern Mobile Medicine.
Because DPC practices do not participate in any insurance or plans, the providers are able to avoid the ever-increasing and costly documentation demands and administrative intrusions that come with accepting insurance. DPC practices also avoid the onerous patient data collection responsibilities which many plans impose. These require staff, time, and money, often amounting to substantial intrusions on patient privacy.
Because DPC physicians avoid these obligations to insurance companies, they are free to spend that time listening to and treating patients. And because DPC physicians eliminate the significant overhead costs of participating in insurance, they can pass the savings on to you, the patient – and give compassionate, attentive and timely care at an affordable cost.
We treat a variety of health problems. Below is a list of some of the conditions we treat. For more information please contact us.
- Chronic Condition Management: diabetes, hypertension, cholesterol, thyroid disorders, weight management, depression, arthritis, acne, eczema, asthma, COPD, allergies, smoking cessation
- Acute illnesses: colds, flu, strep, pneumonia, UTIs, ear aches, skin infections, rashes, allergic reactions, poison ivy
- Injuries: sprains, strains, lacerations, abrasions, insect bites
If a patient is hospitalized, we will help coordinate their care with the hospitalist service, but we do not provide inpatient care.
No. Patient privacy is a natural benefit of the direct primary care model. We will never provide any third party with a copy of your records, unless you specifically ask us to do so or if Modern Mobile Medicine is subject to subpoena or search warrant.
Unlike traditional practices and insurance companies, we never collect your social security number either.
In the age of telemedicine, many conditions can be diagnosed and treated via a simple conversation by phone, email or video chat. If appropriate, we will locate the nearest pharmacy and order medication most suited for your circumstance. If you need to go to the hospital or seek other medical attention while away from home, we can advise you on that as well. Members enjoy incredible access to their doctor, no matter where they are.
Sensitive exams such as a Pap screening cannot be provided by house calls, but can be coordinated for you. Women over the age of 21 should typically see a clinician for cervical cancer screening every 3-5 years unless their doctor has determined screening is no longer needed.
Our physicians will use medicines when appropriate to manage disease, but not to override normal healthy bodily functions or when not medically indicated. Rather, through education and appropriate treatment, we will work with you to maximize your health and well-being.
We highly encourage our patients to utilize fertility awareness methods for family planning. We are pleased to coordinate with instructors of those methods and review your data from fertility awareness apps.
We can prescribe most vaccines to be given at your preferred pharmacy or picked up, and then we can administer it for you in your home. Most insurance policies will cover your vaccines if done in this manner (call them for your specific coverages).
Free or discounted vaccines are also widely available without a prescription at local health departments. Contact your local health department for details.
Charges will be added and applied to your preferred method of payment.
Medicare & Insurance Questions
We recommend that you do have insurance or participate in health sharing ministry to comply with Federal Law and cover major medical expenses.
Modern Mobile Medicine does not replace insurance, and we encourage our patients to carry a high deductible or major medical plan with a health savings account, or join a health sharing ministry such as Liberty HealthShare CMF CURO, Samaritan, Medi-share, or Solidarity Healthshare. This ensures financial help should hospitalization or referral to a specialist be necessary. You should consult with an insurance provider to help you find a plan that works best with our medical model and that will meet your specific needs.
We do not contract with or bill insurance companies, but Modern Mobile Medicine will be able to order your labs, x-rays and medications at the facilities preferred by your insurance where your insurance coverage can be applied. Insurance is for expensive, catastrophic care like a hospitalization or car accident; it was never meant for routine medical care that primary care doctors provide.
Think how complicated and more expensive it would be if you tried to use your car insurance for every gas fill up oil change, timing belt, or tire replacement. That’s why we do not bill insurance for your primary care.
If you pay for individual visits rather than a membership with us, you can submit your receipts to your insurance for out-of-network reimbursement. Call your insurance company for further information and assistance with reimbursement. To keep our prices low, we do not have billing staff and are unable to process insurance paperwork.
Yes, absolutely. However, your monthly membership fee cannot be submitted to Medicare for reimbursement. You must sign a waiver every two years that declares that neither you nor your doctor will directly bill Medicare for your membership fee.
Medicare and Medicare supplemental insurance will still cover medical costs that you incur outside of Modern Mobile Medicine. For example, prescriptions that you fill at an outside pharmacy, or labs run at an outside lab, or hospital charges, physical therapy, x-rays and scans are covered, just to name a few. You do not lose your Medicare coverage for other medical needs just because you are a patient of Modern Mobile Medicine.
Many times patients purchase expensive “Cadillac” insurance plans that require little or no co-pay and that cover all lab costs and prescription costs. However, with Modern Mobile Medicine your monthly fee covers visits, quick tests like strep, and there are no copays. Our patients may find it worthwhile to change from a “Cadillac” health insurance plan to a basic health insurance plan to save money.
The best thing to do is check with your health plan, insurance broker, or tax professional.
HSAs & FSAs are a smart way to pay for your health care needs with pre-tax dollars. The healthcare landscape is changing. IRS regulations indicate that primary care services are covered medical expenses reimbursable through HSAs and FSAs, but at the same time, the current IRS commissioner claims that DPC memberships are health plans, and therefore fees are not reimbursable when employees combine DPC with any other “health plan” (like the catastrophic or high deductible insurance most DPC patients need). It gets even more complicated as the Affordable Care Act and several state laws have decided DPC plans are not insurance. The issue is being addressed at the federal level with legislation called the Primary Care Enhancement Act.
While we cannot advise you to use your HSA account to pay for your monthly membership, thousands of patients pay this way in DPC practices across the country, and our billing system will process HSA payments. Fee-for-service care is an option for those wanting to use their HSA funds, while avoiding the possible conflict with current IRS interpretation of DPC monthly fees. Paying annually with your HSA is another option, as the IRS has allowed HSA use for prepayed annual medical fees when it includes a yearly physical and other medical services on the end-of-year itemized receipt.